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Make Money Management Easier

Planning for a Comfortable Retirement

Do you have enough retirement savings for a comfortable future? The 401(k) Optimizer®️ is a web-based tool designed to help you make informed decisions about your company-sponsored retirement plan, such as a 401(k), 403(b) or 457. It helps take the guesswork out of managing your retirement savings through targeted questions to best align your funds with your goals.

401(k) Optimizer Login

3 Easy Steps to Manage Your Retirement

Determine Your Risk Tolerance

How comfortable are you with your financial goals and investment timeline? Take this risk tolerance questionnaire to find out.

Link to Your Financial Institution

Easily connect your financial institution to the 401(k) Optimizer® to check your account performance and verify recommendations.

Rebalance and Reallocate

You will be notified when your allocations are ready. Just log into your connected financial account to make any desired allocation changes.

Ongoing Guidance for Your Financial Future

Ongoing Guidance for Your Financial Future

Your workplace retirement account will likely be a key component of your retirement plan. Have you been actively managing it? Whether you're about to retire or are several years away, the 401(k) Optimizer®️ can provide ongoing guidance to help you prepare for a comfortable financial future.

All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.

Rebalancing may be a taxable event. Before you take any specific action be sure to consult with your tax professional.

Asset allocation is an investment strategy that will not guarantee a profit or protect you from loss.

For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisors LLC nor any of its representatives may give legal or tax advice.

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